What you need to do to drive for Uber
To drive for Uber, you submit your information through the Uber Driver app, pass a background check, and have your vehicle inspected. Uber does not hire you as an employee — you work as an independent contractor, which means you control your own schedule but Uber does not provide benefits like health insurance or paid time off. The process typically takes one to two weeks from process to your first ride, though this varies by city and how quickly you gather required documents.
You will need a valid driver's license, proof of vehicle insurance, vehicle registration, and proof of residency. Uber also runs a background check through a third-party company and inspects your car to confirm it meets their safety and condition standards. Some cities require additional permits or commercial insurance, so check your local rules before you start.
Key Takeaways
- You work as an independent contractor for Uber, meaning you set your own hours but receive no employee benefits, paid leave, or health insurance.
- The process requires a valid driver's license, proof of insurance, vehicle registration, proof of residency, and a background check.
- Your vehicle must pass Uber's inspection and meet age and condition requirements, which vary by city and vehicle type.
- You keep a percentage of each fare after Uber's commission, and you are responsible for gas, maintenance, insurance, and taxes on your earnings.
Vehicle requirements and inspection
Your car must meet Uber's standards for safety, cleanliness, and mechanical condition. Most cities require the vehicle to be at least four model years old (though some allow older cars for Uber X), have four doors, seat at least four passengers, and have no major damage to the body or interior. Uber inspects the vehicle in person — you book an appointment through the app at a location Uber designates in your area.
During inspection, an Uber representative checks that the car starts and runs, the lights and wipers work, the interior is clean and free of tears or stains, and the tires have adequate tread. If your car fails, you receive a list of what needs to be fixed and can resubmit for inspection once repairs are complete. The inspection itself is free, but any repairs are your responsibility.
Background check and approval timeline
Uber uses a third-party background screening company to review your driving history, criminal record, and sex offender registry status. The company pulls records from the Department of Motor Vehicles, court records, and national databases. You cannot see the full report yourself, but Uber will tell you if you are approved or denied.
Common reasons for denial include a DUI or reckless driving conviction within the past seven years, a felony conviction within the past seven years, or multiple traffic violations. Rules vary by state and city. The background check typically takes three to five business days, though delays can extend this. Once approved, you move to vehicle inspection. If denied, Uber provides a reason and tells you whether you can reapply after a waiting period.
How earnings and payments work
Uber calculates your fare based on distance, time, and demand in your area. You see the estimated earnings before you accept a ride. Uber takes a commission — typically 25 to 30 percent of the fare, though this varies by city and service type (Uber X, Uber Eats, etc.). You keep the remainder, plus tips paid through the app or in cash.
Uber deposits your earnings into your bank account weekly, usually on Tuesday or Wednesday. You are responsible for paying income tax on your earnings, and Uber sends you a 1099-NEC form at the end of the year if you earned over $600. You also pay for gas, vehicle maintenance, insurance, and any tolls or parking fees. Many drivers find it helpful to set aside 25 to 30 percent of earnings for taxes and vehicle costs.
Insurance and liability
Your personal auto insurance typically does not cover rideshare driving. Uber provides limited liability coverage while you have a passenger in the car, but this coverage has gaps — it does not cover damage to your own vehicle, and it only applies after your personal insurance is exhausted. You are responsible for obtaining rideshare insurance, which bridges the gap between personal and commercial coverage.
Rideshare insurance costs vary by location and provider but typically runs $10 to $25 per week. Some personal auto insurance companies offer rideshare endorsements; others require you to purchase a separate policy. Before you drive, contact your insurance company to understand what is and is not covered, and purchase rideshare coverage if it is not included in your current policy.
Deactivation and account suspension
Uber can deactivate your account if you receive too many low ratings from passengers, cancel too many rides, or violate Uber's community guidelines. The company does not publish exact thresholds, but drivers generally report deactivation after ratings drop below 4.6 stars or after repeated cancellations. You also can be deactivated for safety violations, such as driving under the influence or refusing to wear a seatbelt.
If your account is deactivated, Uber sends you an email explaining the reason. You can request to know more details and, in some cases, appeal the decision through Uber's support system. The appeal process is not may provide to restore your account, and timelines vary. Some deactivations are permanent; others may be temporary.
Taxes and record-keeping
As an independent contractor, you are responsible for tracking your income and expenses and paying self-employment tax. Self-employment tax covers Social Security and Medicare and is typically 15.3 percent of your net earnings. You also owe federal and state income tax on your profits.
Keep records of your mileage, fuel costs, vehicle maintenance, insurance premiums, and phone expenses — these are deductible business expenses that reduce your taxable income. Many drivers use mileage-tracking apps or spreadsheets to log this information. At tax time, you will report your Uber 1099-NEC income and your deductible expenses on Schedule C (Form 1040). If you are unsure how to file, consider consulting a tax professional who works with self-employed drivers.
Frequently Asked Questions
Can I drive for Uber if I have a recent traffic ticket?
A single traffic ticket usually does not disqualify you. Uber looks at your overall driving record over the past seven years. Multiple violations or serious infractions like reckless driving or DUI will likely result in denial. Contact Uber support with details of your ticket to learn whether it affects your status.
What happens if my car fails the inspection?
Uber provides a list of what needs to be fixed. You have the vehicle repaired at your own cost and then book a new inspection appointment through the app. There is no limit on how many times you can resubmit, but you cannot drive until your car passes.
Do I have to drive full-time?
No. You set your own schedule and can drive as many or as few hours as you want. Many drivers work part-time or use Uber to supplement other income. You can turn the app on and off whenever you choose.
What if a passenger damages my car?
Report the damage to Uber through the app within 24 hours and provide photos. Uber may cover some damage through their insurance, but coverage is limited and does not include all types of damage. Your rideshare insurance may also cover certain incidents. Check your policy and Uber's damage policy for specifics.
How much can I earn driving for Uber?
Earnings vary widely by city, time of day, demand, and how many hours you work. Uber does not publish average earnings, and driver income reports online vary significantly. Your actual earnings depend on local fares, how efficiently you work, and how much time you spend driving versus waiting for rides.