What the Uber Pro Card is and who can get one
The Uber Pro Card is a physical debit card issued by Uber that lets drivers earn cash back on certain purchases. You do not need to use it — it is optional — but if you do, you earn a percentage back on gas, car maintenance, tolls, and parking when you swipe it. The card is free to order and has no monthly fee.
To get one, you must be an active Uber driver in the United States with a valid driver's license and Social Security number. Uber will run a soft credit check, which does not affect your credit score. You order the card through the Uber Driver app, and it arrives by mail within 7 to 10 business days.
The card is tied to your Uber driver account. When you use it at a may have access to merchant, Uber tracks the purchase and deposits the cash back into your Uber wallet — the same account where your ride earnings land. You can then transfer that money to your bank account whenever you want.
Key Takeaways
- The Uber Pro Card earns cash back on gas, car maintenance, tolls, and parking, with rates that vary by category and your tier level.
- The card is free to order and has no annual fee, but you must be an active Uber driver to get one.
- Cash back goes into your Uber wallet, not directly to a bank account, and you transfer it yourself when you want to withdraw it.
- The card works only at merchants Uber recognizes as may have access to — using it at a general store or restaurant will not earn cash back even if they sell gas or snacks.
- You can use the card for personal purchases, but only may have access to business expenses earn the cash back rate.
Cash back rates and how they change by tier
The cash back percentage depends on which Uber Pro tier you are on. Uber Pro has four tiers — Silver, Gold, Platinum, and Diamond — and you move up by completing a certain number of trips each month. The more trips you complete, the higher your tier and the higher your cash back rate on the card.
At the Silver tier, you earn 1% cash back on gas and 1% on car maintenance and tolls. At Gold, those rates jump to 2% on gas and 2% on maintenance and tolls. Platinum drivers earn 3% on gas and 2% on maintenance and tolls. Diamond drivers earn 4% on gas and 2% on maintenance and tolls. Parking cash back is 1% across all tiers.
These rates can change, and Uber sometimes runs promotions that temporarily boost them. Check the Uber Driver app to see your current tier and the exact rates you are earning right now. The app also shows you a running total of cash back you have earned each month.
Where you can use the card and what counts as a may have access to purchase
The Uber Pro Card works at any merchant that accepts Visa debit cards. However, cash back only posts when you use it at a merchant Uber has classified as gas, car maintenance, tolls, or parking. This means the merchant category matters, not just what you buy.
Gas stations, car washes, tire shops, oil change services, and mechanic shops are common may have access to merchants. Toll plazas and parking garages also count. If you use the card at a general retailer like a grocery store or big-box store, even if you buy car supplies there, you will not earn the cash back rate — you earn 0% instead.
You can use the card for personal expenses, groceries, or anything else, but only purchases at merchants Uber recognizes as may have access to categories will earn cash back. The card does not have a spending limit, but your Uber wallet balance does — you cannot earn more cash back than your account can hold, though that limit is high enough that most drivers will not hit it.
How cash back deposits work and when you can withdraw it
When you swipe the Uber Pro Card at a may have access to merchant, the transaction posts when ready, but the cash back does not appear in your wallet right away. Uber typically deposits cash back within 24 to 48 hours. You can see pending cash back in the Uber Driver app under your card activity.
Once the cash back is in your Uber wallet, it sits there until you transfer it to your bank account. You can do this through the app at any time — there is no waiting period and no limit on how often you transfer. Transfers to a linked bank account usually take 1 to 3 business days. If you have an Uber Cash balance from other sources, your cash back adds to that balance.
If your card is lost, stolen, or compromised, contact Uber through the Driver app to report it. Uber will freeze the card and issue a replacement. Any cash back you earned before the card was reported stays in your wallet.
Fees, limits, and what happens if you stop driving
The Uber Pro Card has no annual fee, no monthly fee, and no fee to order it. There are no fees for transferring cash back to your bank account. Uber does not charge you to use the card at ATMs, though the ATM operator may charge their own fee.
There is no spending limit on the card itself, but you can only earn cash back on may have access to purchases. If you use the card for a non-may have access to purchase — like groceries or gas at a non-gas-station retailer — you earn 0% cash back on that transaction. You still pay the full amount; you just do not earn anything back.
If you stop driving for Uber or your account becomes inactive, your card will stop working. Any cash back already in your wallet remains yours and you can transfer it to your bank account, but you cannot earn new cash back. If you reactivate your account later, you can request a new card.
How the Uber Pro Card compares to other driver payment methods
Uber drivers receive earnings through the Uber app, which deposits money into a linked bank account or an Uber Cash account. The Uber Pro Card does not replace this — it is an additional tool. Your regular trip earnings still go to your bank account or Uber wallet the same way they always do.
Some drivers use personal credit cards or gas station loyalty programs to earn rewards on the same purchases. The Uber Pro Card is different because the cash back goes directly into your Uber wallet, which is connected to your driver account. You do not have to wait for a statement or redeem points — the money is there to transfer whenever you want.
The card also does not report to credit bureaus, so using it does not build credit history. It is a debit card, not a credit card, so there is no interest charged and no credit limit. This makes it simpler than a credit card but also means it does not help you build credit.
Frequently Asked Questions
Can I use the Uber Pro Card for personal expenses, not just driving-related purchases?
Yes, you can use the card for any purchase anywhere that accepts Visa. However, you only earn cash back on may have access to categories — gas, car maintenance, tolls, and parking. Personal purchases like groceries or restaurants earn 0% cash back, but the card still works.
What happens to my cash back if I lose my Uber Pro Card?
Cash back you have already earned stays in your Uber wallet and is not lost. Report the card through the Driver app to freeze it when ready, and Uber will send you a replacement. You cannot earn new cash back until the replacement arrives, but your existing balance is safe.
Do I have to use the Uber Pro Card, or can I just use my regular payment method?
The card is completely optional. You can drive for Uber without it. The card is only useful if you want to earn cash back on gas and maintenance expenses. If you do not want to use it, your earnings and account work exactly the same way.
How long does it take for cash back to show up in my wallet?
Cash back typically appears in your Uber wallet within 24 to 48 hours of the purchase. You can see pending transactions in the Driver app. Once it is in your wallet, you can transfer it to your bank account anytime — transfers usually take 1 to 3 business days.
Can I use the Uber Pro Card if I drive for other rideshare companies too?
Yes. The Uber Pro Card is a regular Visa debit card, so you can use it anywhere. However, you only earn the Uber cash back rate when you use it at may have access to merchants. Using it for other purposes does not earn anything back, but it does not hurt your Uber account either.