You can withdraw cash from Robinhood by linking a bank account and requesting a transfer through the app or website
Robinhood lets you move money out of your brokerage account back to your bank account in a few steps. The process is straightforward, but the timing depends on whether you're selling investments first and how your bank processes incoming transfers. Most withdrawals land in your bank account within one to three business days, though some banks take longer.
You'll need a bank account already linked to your Robinhood account. If you haven't done that yet, you can add one during the withdrawal process. Robinhood doesn't charge a fee to withdraw your own cash, but your bank might charge a fee for receiving the transfer — check your bank's policy first.
Key Takeaways
- You must sell any stocks, options, or crypto you own before you can withdraw the cash from those sales.
- Robinhood transfers money to your linked bank account, not to a separate Robinhood wallet or card.
- Withdrawals typically take one to three business days, but weekends and bank holidays can add time.
- If you have unsettled trades (buys or sells still processing), you cannot withdraw that money until the trade settles, usually two business days after the sale.
- Robinhood does not charge a withdrawal fee, but your bank may charge a fee for receiving an incoming transfer.
Selling your investments before you withdraw
Before you can withdraw cash, you need to sell any stocks, options, or cryptocurrency you hold. Open the Robinhood app or website, find the position you want to sell, and tap or click the sell button. Enter the number of shares or the dollar amount, review the order, and confirm. The sale executes during market hours (9:30 a.m. to 4 p.m. Eastern time on weekdays for stocks).
After you sell, the cash from that sale sits in your Robinhood account as "buying power" or "cash available to withdraw." You don't have to wait for anything — you can request the withdrawal right away. However, if you bought the stock with unsettled funds (money from a previous sale or deposit that hasn't fully cleared), Robinhood may hold the proceeds for two business days. This is a regulatory rule, not a Robinhood choice.
How to request a withdrawal through the app
Open the Robinhood app and tap the account icon (usually a circle or profile symbol) at the bottom right. Look for "Transfers" or "Account" and select it. You should see an option for "Transfer to Your Bank" or "Withdraw." Tap that option.
Robinhood will show you the amount available to withdraw. Enter the dollar amount you want to move out, or select "Withdraw All" if you're closing the account. Choose the bank account you want the money sent to — if you haven't linked one yet, tap "Add Bank Account" and follow the prompts to connect your checking or savings account. Robinhood will ask for your bank's routing number and your account number, which you can find on a check or in your bank's app.
Review the withdrawal details and confirm. Robinhood will show you an estimated arrival date, usually one to three business days from the date you request it. The transfer is now in progress.
How to request a withdrawal on the website
Log into your Robinhood account at robinhood.com. Click the account menu (usually your name or initials in the top right corner) and select "Account Settings" or "Transfers." Look for "Transfer to Your Bank" or "Withdraw Cash."
Enter the amount you want to withdraw and select your linked bank account from the dropdown menu. If you haven't linked a bank account, click "Add Bank Account" and enter your routing number and account number. Confirm the withdrawal, and Robinhood will process it. You'll see a confirmation screen with an estimated arrival date.
What happens after you request a withdrawal
Once you submit a withdrawal request, Robinhood sends the money to your bank using the ACH (Automated Clearing House) network. This is the same system banks use to move money between accounts. The transfer typically takes one to three business days, but the exact timing depends on your bank's processing speed.
Weekends and bank holidays can delay the arrival. If you request a withdrawal on Friday evening, for example, it may not arrive until Tuesday or Wednesday because the ACH network doesn't process on weekends. Some banks also hold incoming transfers for an extra day as a security measure, especially if the transfer is large or the account is new.
You can check the status of your withdrawal in the Robinhood app under "Transfers" or "Account Activity." Robinhood will show you whether the transfer is pending, in progress, or completed. Once your bank receives it, the money appears in your account balance.
Linked bank accounts and security
Robinhood only sends money to bank accounts that are already linked to your account. You cannot withdraw to a different bank account than the one you set up during the linking process. This is a security feature — it prevents someone from accessing your account and sending your money to a stranger's bank.
To link a new bank account, go to your account settings and select "Add Bank Account." Robinhood will ask for your routing number and account number. Some banks require you to verify the account by confirming two small deposits that Robinhood sends to that account — you'll see the amounts in your bank statement and enter them into Robinhood to confirm ownership. This verification usually takes one to two business days.
Unsettled funds and withdrawal holds
If you recently bought stocks or crypto with cash from a previous sale or bank deposit, that cash may be "unsettled" — meaning it's still processing. Robinhood holds unsettled funds for two business days after a sale, which is a regulatory requirement. During this time, you cannot withdraw that money, even though you can see it in your account.
For example, if you sell a stock on Monday, the proceeds are unsettled until the end of Wednesday. You can use that money to buy something else on Tuesday, but you cannot withdraw it until Thursday. If you try to withdraw unsettled funds, Robinhood will show you an error message and tell you the date the funds will be available.
Frequently Asked Questions
How long does it take to withdraw money from Robinhood?
Most withdrawals arrive within one to three business days. The exact timing depends on your bank's processing speed and whether the transfer is requested on a weekday or weekend. If you request a withdrawal on Friday after market close, it may not arrive until Tuesday or Wednesday.
Does Robinhood charge a fee to withdraw money?
Robinhood does not charge a fee for withdrawals. However, your bank may charge a fee for receiving an incoming transfer. Check your bank's fee schedule or contact customer service to find out.
Can I withdraw money if I have pending trades?
You can withdraw cash that is not tied to pending trades. If you have a buy order that hasn't filled yet, the money for that order is reserved and cannot be withdrawn. Once the order fills or you cancel it, that money becomes available to withdraw.
What if my withdrawal doesn't arrive after three business days?
Contact your bank first — they may be holding the transfer for verification or processing it more slowly than usual. If your bank confirms they haven't received it, contact Robinhood support through the app or website and provide the withdrawal confirmation number from your account activity.
Can I withdraw to a different bank account than the one I linked?
No. Robinhood only sends withdrawals to bank accounts that are already linked to your account. If you want to withdraw to a different bank account, you must link that account first, which may require verification through small test deposits.