You can delete a payment method from Amazon in three steps through your account settings

To remove a credit card, debit card, or bank account from Amazon, sign into your account, go to Your Account in the top right, select Login & security, then scroll to Payment options and choose Manage payment methods. Find the card or account you want to remove, click the Delete button next to it, and confirm the deletion. The payment method will be removed from your account when ready.

You cannot delete a payment method if it is currently set as your default. If you try to delete your only payment method on file, Amazon will ask you to add a new one before the deletion goes through. This prevents your account from having no way to process orders.

Key Takeaways

  • You must go through Login & security in Your Account settings, not the checkout page, to delete a payment method permanently.
  • Your default payment method cannot be deleted until you set a different card or account as the default first.
  • If a payment method is the only one on your account, Amazon requires you to add a replacement before you can remove it.
  • Deleting a payment method does not cancel orders already placed or refund past purchases made with that method.
  • Deleted payment methods do not reappear on your account, but you can add the same card or account again later if needed.

Step-by-step: Finding and deleting a payment method

Start by signing into your Amazon account on any device. In the top right corner, click or tap Account, then select Your Account from the dropdown menu. This takes you to your account hub.

On the left side of the page, look for Login & security and click it. Scroll down until you see the Payment options section. Click Manage payment methods to see all cards, bank accounts, and other payment sources linked to your account.

Find the payment method you want to remove in the list. Next to it, you will see a Delete button. Click it. Amazon will ask you to confirm the deletion. Click Confirm or Yes depending on what appears on your screen. The payment method is now removed.

What to do if you cannot delete a payment method

If the Delete button is grayed out or does not appear, the payment method is set as your default. Go back to the Manage payment methods page, find a different card or account you want to use, and click Set as default next to it. Once a new default is active, return to the original payment method and the Delete button will be available.

If you have only one payment method on your account and you try to delete it, Amazon will not let you proceed without adding a replacement first. Click Add a payment method, enter the details of a new card or bank account, and complete the setup. Then you can go back and delete the original one.

Deleting payment methods on the Amazon app

The process on the Amazon mobile app is nearly identical. Open the app, tap the menu icon (three horizontal lines) in the bottom right, then tap Your Account. Scroll down and tap Login & security. Under Payment options, tap Manage payment methods

Tap the payment method you want to remove. On the next screen, look for a Delete or Remove button, usually at the bottom. Tap it and confirm. Some versions of the app may show a trash icon instead of a button — tap that to delete.

Why you might want to delete a payment method

You may delete a payment method if you no longer use that card or bank account, if it has expired, or if you are concerned about security after losing a card. Removing it from Amazon prevents accidental charges and reduces the number of places where that payment information is stored.

Deleting a payment method does not affect past orders or refunds. If you return an item, Amazon will refund it to the original payment method even if you have already deleted it from your account. The refund will process to the card or bank account that was used at the time of purchase.

What happens after you delete a payment method

Once deleted, the payment method no longer appears in your Manage payment methods list. You cannot use it to place new orders. If you need to use that card or account again in the future, you will have to add it back to your account by going to Manage payment methods and clicking Add a payment method.

Amazon does not notify you when a payment method is deleted, and there is no way to undo the deletion from your account. If you delete a payment method by mistake, you will need to re-enter the card or bank account details to add it back.

Frequently Asked Questions

Will deleting a payment method cancel my Amazon Prime membership?

No. Deleting a payment method does not cancel Prime or any other subscriptions. However, if Prime renews and you have no valid payment method on file, the renewal will fail. Add a new payment method before your renewal date to avoid interruption.

Can I delete a payment method if I have a pending order?

Yes. Deleting a payment method does not affect orders already placed. The charge has already been processed. You can delete the card or account without impacting that order or its delivery.

What if I delete a payment method and then need a refund?

Amazon will refund to the original payment method used at purchase, even if you have deleted it from your account. The refund will process to that card or bank account. You do not need to keep the payment method on file to receive a refund.

Can I delete all my payment methods at once?

No. Amazon requires at least one valid payment method on your account at all times. You must add a new payment method before you can delete your last one. You can delete the others one at a time after that.

Does deleting a payment method remove it from other Amazon services?

Deleting a payment method from your main Amazon account also removes it from Amazon Prime Video, Kindle, and other Amazon services tied to that account. If you use the same card elsewhere, it remains on file with those other companies — only Amazon loses access to it.