Steps to delete a payment method on Amazon

To remove a payment method from your Amazon account, sign in to your account, go to Account & Lists in the top right corner, select Your Account, then choose Login & security. Scroll down to find Manage payment methods and click it. Find the card or payment method you want to remove, click the three dots or menu icon next to it, and select Delete. Amazon will ask you to confirm — click Delete again to finish.

The exact wording and button locations can shift slightly depending on whether you're using a computer, phone, or tablet, but the path through your account settings stays the same. If you cannot find the payment method you're looking for, it may already be deleted, or it might be stored under a different section if it's a gift card balance or a business account payment method.

You can delete a payment method at any time. Amazon does not require you to keep a payment method on file, and you can add a new one whenever you place an order. If you delete your only payment method, you will need to add a new one before your next purchase.

Key Takeaways

  • Sign in to your Amazon account, go to Account & Lists, select Your Account, then Login & security to reach your payment methods.
  • Click Manage payment methods, find the card you want to remove, and select Delete from the menu next to it.
  • Amazon will ask you to confirm the deletion — you must click Delete a second time for the change to take effect.
  • You can delete a payment method without replacing it, but you will need to add one before placing your next order.

Why you might want to delete a payment method

You may want to remove a card from your account if you've closed that account at your bank, received a new card with a different number, or straightforward no longer want that payment method stored on Amazon. Deleting an old card reduces the number of payment options you see at checkout and removes the card from your account history.

If your card was compromised or you suspect fraud, deleting it from Amazon is one step, but you should also contact your bank or card issuer directly. They can cancel the card, issue a replacement, and investigate any unauthorized charges. Amazon's deletion only removes the card from your account — it does not cancel the card itself.

What happens after you delete a payment method

Once deleted, the payment method is removed from your account when ready. If you had set it as your default payment method, Amazon will automatically switch your default to another card on file, or to no default if you have no other cards saved.

The deletion does not affect any past orders you placed with that card. Your order history and receipts remain unchanged. If you need to return an item or dispute a charge, Amazon and your bank will still have records of the original transaction even though the card is no longer in your account.

Deleting a payment method does not cancel subscriptions

If you have an active Amazon subscription — such as Prime, Kindle Unlimited, or a Subscribe & Save order — deleting the payment method used to set it up does not cancel the subscription. Amazon will attempt to charge your default payment method on the next billing date. If you have no default payment method, Amazon will ask you to add one before the charge is due.

To stop a subscription or change which payment method it uses, you must go to Your Memberships and Subscriptions in your account settings and manage each subscription separately. Deleting a card is not the same as canceling a recurring charge.

Deleting payment methods on the Amazon app

The steps are similar on the Amazon mobile app, though the layout differs slightly. Open the app, tap the menu icon (three horizontal lines) at the bottom right, scroll to Your Account, tap Login & security, then tap Manage payment methods. Find the card you want to delete, tap the menu icon next to it, and select Delete. Confirm the deletion when prompted.

If you cannot find the payment method section on the app, try using a web browser instead. Some account settings are easier to manage on a computer, and the full version of Amazon's website may show options that the app does not display.

Frequently Asked Questions

Can I delete a payment method if I have an active order?

Yes. Deleting a payment method does not affect orders you have already placed. The charge has already been processed, and your order will continue to ship normally. You can delete the card from your account at any time without disrupting existing orders.

What if I accidentally delete the wrong payment method?

You can add it back to your account at any time. Go to Manage payment methods and select Add a payment method, then enter the card details again. There is no waiting period or penalty for re-adding a card you previously deleted.

Do I need to delete old payment methods, or can I just leave them?

You do not have to delete them. Leaving old cards on file does not hurt your account or charge you anything. However, deleting cards you no longer use keeps your payment list shorter and reduces clutter at checkout. The choice is yours.

Will deleting a payment method affect my Amazon credit score or credit history?

No. Deleting a payment method from Amazon has no effect on your credit score or credit report. Your credit history is managed by your bank and credit bureaus, not by Amazon. Only actual missed payments or fraud reports would appear on your credit record.