Remove a card or bank account in three steps
To remove a payment method from Amazon, go to your account settings, find the payment method you want to delete, and select the remove option. The process takes less than a minute and you can do it from any device where you're signed into your Amazon account. Amazon keeps at least one payment method on file for most accounts, so you may need to add a new one before you can delete your current card or bank account.
Removing a payment method does not cancel any active subscriptions or recurring charges tied to that card. If you're deleting the card because it's expiring or you're switching to a different one, make sure your new payment method is already saved to your account before you remove the old one. This prevents any interruption if Amazon tries to charge you for an order or subscription while you're in the middle of updating your information.
Key Takeaways
- You can remove a credit card, debit card, or bank account from your Amazon account through the Payment Methods section of Your Account.
- Amazon requires at least one valid payment method on file, so add a replacement before deleting your only card or account.
- Removing a payment method does not stop subscriptions or recurring charges — those will attempt to charge your remaining payment method instead.
- If a payment method is marked as your default, you must set a different one as default before you can remove it.
Step-by-step: deleting a payment method on desktop
Open Amazon.com and sign into your account. In the top right corner, hover over "Account & Lists" and select "Your Account" from the dropdown menu. On the Your Account page, look for the "Login & security" section on the left side and click it.
Scroll down until you see "Payment options" and click that link. You'll see a list of all payment methods saved to your account — credit cards, debit cards, and bank accounts will each appear as a separate entry. Find the one you want to remove and click the three-dot menu (or "Edit" button) next to it. Select "Delete" from the menu that appears. Amazon will ask you to confirm the deletion. Click "Delete" again to finish.
Removing a payment method on mobile
Open the Amazon app and tap the menu icon (three horizontal lines) in the bottom right corner. Tap "Your Account" and then scroll down to find "Login & security." Tap that option.
Scroll down to "Payment options" and tap it. Find the payment method you want to remove and tap the three-dot menu next to it. Select "Delete" and confirm when Amazon asks you to verify. The payment method will be removed from your account when ready.
What to do if you can't remove a payment method
If the delete button is grayed out or missing, that payment method is set as your default. Amazon requires you to choose a different default payment method before you can delete the current one. Go back to the Payment options page, find a different card or bank account, tap or click the three-dot menu next to it, and select "Set as default." Once you've done that, you can return to the original payment method and delete it.
If you see a message saying you need to keep at least one payment method on file, add a new card or bank account first. Go to "Payment options," select "Add a payment method," and enter the details for your new card or bank account. Once Amazon has saved it, you can go back and delete the old one.
Removing a payment method linked to a subscription
If you have an active Amazon subscription — such as Prime, Kindle Unlimited, or a Subscribe & Save order — and you try to delete the card attached to it, Amazon will warn you that the subscription will charge your default payment method instead. This is normal. The subscription will not be canceled; it will straightforward use whichever payment method you've set as your default going forward.
If you want to cancel a subscription entirely rather than just remove the card, you'll need to do that separately. Go to "Your Account," select "Memberships and subscriptions," find the subscription you want to cancel, and follow the cancellation steps. Only then should you remove the payment method if you no longer need it.
Removing a bank account instead of a card
The process for removing a bank account is identical to removing a credit or debit card. Go to Payment options, find the bank account in your list of payment methods, click or tap the menu next to it, and select Delete. Amazon will ask you to confirm.
If you linked your bank account through Amazon Pay or for a Subscribe & Save order, removing it from your payment methods will not affect any other Amazon services that use that account. However, if you want to stop Amazon from accessing your bank account entirely, you may need to revoke permission through your bank's website or app as well. Check your bank's settings for connected apps or third-party access to make sure Amazon no longer has authorization.
What happens after you remove a payment method
Once deleted, the payment method is removed from your account and Amazon will not attempt to charge it for future purchases or subscriptions. Any new orders you place will charge your default payment method instead. If you have a subscription active on the card you just deleted, that subscription will charge your new default payment method on its next billing date.
If you removed the payment method because the card was lost, stolen, or compromised, contact your bank or card issuer directly to report it. They can cancel the card on their end and issue you a new one. You don't need to do anything else in your Amazon account — the deleted payment method is already disconnected.
Frequently Asked Questions
Can I remove a payment method if I have a pending order?
Yes. Removing a payment method does not affect orders you've already placed. Amazon charges the card at the time you complete the purchase, so once an order is confirmed, removing that card from your account won't stop the charge or cancel the order.
What if I delete my only payment method by accident?
Add a new payment method right away. Go to Payment options, select "Add a payment method," and enter your card or bank account details. Amazon will save it when ready. You can then place orders and manage subscriptions normally.
Does removing a payment method cancel my Prime membership?
No. Removing a card does not cancel Prime. Your membership will continue and will charge your default payment method when your renewal date arrives. If you want to cancel Prime itself, you must do that separately through Memberships and subscriptions.
Can I remove a payment method if it's linked to my Amazon Business account?
Yes, the process is the same. Sign into your Amazon Business account, go to Account settings, find Payment methods, and delete the one you want to remove. Make sure you have another payment method saved first.
Will removing a payment method affect my Amazon credit card rewards?
Removing your Amazon credit card from your payment methods does not close the card or affect your rewards balance. Your rewards account stays active. If you want to close the credit card itself, you'll need to contact the card issuer directly.