How the Infosys McCamish settlement payment works

In 2021, Infosys, a large IT services company, experienced a data breach that exposed personal information of customers of McCamish System, a company that processes insurance and financial data. The breach affected Social Security numbers, dates of birth, and other sensitive details. A settlement was reached, and affected individuals became may have access to to payment from a settlement fund.

The payment process required people to submit a claim form with proof that their information was in the breach. The settlement administrator handled all payments directly — you did not file through a government agency or Infosys itself. Payments were distributed to people whose claims were approved, with the amount depending on whether you had to spend money on credit monitoring or identity theft protection as a result of the breach.

If you were notified that your data was part of this breach, you received a notice letter in the mail with instructions on how to file your claim. The important date to submit a claim has already passed, so if you did not file during the open period, you would not be able to receive a payment from this settlement.

Key Takeaways

  • The Infosys McCamish settlement paid people whose personal information was exposed in a 2021 data breach affecting insurance and financial records.
  • Payments required submitting a claim form with proof of identity and documentation of any costs you paid for credit monitoring or identity theft protection services.
  • The settlement administrator, not Infosys or any government body, reviewed claims and issued payments directly to approved claimants.
  • The important date to file a claim in this settlement has closed, so new claims are no longer being accepted.

What documentation you needed to submit a claim

To file a claim in the Infosys McCamish settlement, you had to provide proof that you were affected by the breach. This typically meant submitting a copy of the notification letter you received from the settlement administrator, along with a completed claim form.

If you were claiming reimbursement for out-of-pocket costs — such as money you spent on credit monitoring services, identity theft protection, or credit report fees — you needed to include receipts or statements showing what you paid and when. The settlement covered reasonable costs incurred as a direct result of the breach, but you had to document them with actual proof of payment.

Some claimants submitted affidavits (sworn statements) if they did not have original receipts. The settlement administrator had specific rules about what counted as acceptable proof, and those rules were included in the claim instructions sent with your notification letter.

Payment amounts and what they covered

Settlement payments varied based on what you claimed. People who did not incur any out-of-pocket costs received a smaller base payment. Those who paid for credit monitoring, identity theft protection services, or other protective measures could receive reimbursement for those documented expenses, up to a certain limit set by the settlement agreement.

The total amount available in the settlement fund was fixed, so if many people filed claims, individual payments could be reduced proportionally. This is called a "pro rata" reduction — everyone's payment gets scaled down by the same percentage if the fund runs short.

The settlement administrator published the final payment amounts after all claims were reviewed and the important date had passed. If your claim was approved, you received payment by check or direct deposit, depending on the method you selected on your claim form.

If your claim was denied or you received less than expected

If the settlement administrator denied your claim or paid you less than you believed you were may have access to to, the claim decision letter explained the reason. Common reasons for denial included submitting the claim after the important date, failing to provide adequate proof of identity, or submitting receipts that did not clearly show they were related to the breach.

Some settlements allow for an appeal or objection process, but the rules vary depending on the specific settlement agreement. Your claim decision letter would have stated whether you could challenge the decision and what steps to take. If an appeal period was available, it typically had its own important date.

If you believe there was an error in how your claim was processed, contact the settlement administrator directly using the contact information on your claim decision letter. Do not contact Infosys or McCamish — the settlement administrator handles all claim disputes.

Reporting the payment on your taxes

Settlement payments for personal injury or data breach losses are generally not taxable income, which means you typically do not report them on your federal tax return. However, if part of your settlement reimbursed you for costs you had previously deducted on a tax return, that portion may have tax implications.

The settlement administrator may have sent you a Form 1099 or other tax documentation if the payment was considered taxable. Check any tax forms you received with or after your settlement payment. If you are unsure whether your payment is taxable, consult a tax professional or contact the IRS directly.

What to do if you lost your claim paperwork

If you received a notification letter about the Infosys McCamish breach but cannot locate your claim form or the settlement administrator's contact information, you can search online for "Infosys McCamish settlement" along with the settlement administrator's name. The settlement website typically remains active for several years after the settlement closes, and you can often find archived information about the claim process.

However, because the claim important date has passed, you would not be able to file a new claim even if you locate the paperwork. If you believe you filed a claim but never received payment, you can contact the settlement administrator to check the status of your claim using your name and the last four digits of your Social Security number.

Keep any payment confirmation or check stub you received, as this serves as proof that you were part of the settlement if you ever need to reference it for identity theft monitoring or credit reporting purposes.

Frequently Asked Questions

Can I still file a claim for the Infosys McCamish settlement?

No. The important date to submit claims in this settlement has closed. If you did not file during the open period, you are no longer able to receive a payment from this settlement. Check your mail for any settlement notices you may have received, as they would have included the important date date.

What if I was affected by the breach but never received a notification letter?

It is possible your address on file was outdated or the notice was lost in the mail. Since the claim important date has passed, you would not be able to file a claim now. If you believe you were affected and want to verify your status, you can contact the settlement administrator using information from any settlement-related documents you may have received.

Do I have to pay taxes on my settlement payment?

Settlement payments for data breaches are usually not taxable as income. However, if you received a Form 1099 with your payment, that indicates the administrator considered part of it taxable. Review any tax documents sent to you, and consult a tax professional if you are unsure how to report the payment.

What should I do if I received a payment but think the amount was wrong?

Check the claim decision letter that came with your payment — it explains how the amount was calculated. If you believe there was an error, contact the settlement administrator using the contact information on that letter. Provide your claim number and explain why you think the payment was incorrect.

Is this settlement related to my credit monitoring service?

The settlement provided free credit monitoring to affected individuals for a set period. If you signed up for that service through the settlement notice, that is separate from the cash payment. Both were part of the same settlement, but you had to claim them through different processes.