Social Security and SSI payment dates in June 2025
Social Security and Supplemental Security Income (SSI) payments arrive on different schedules depending on when you were born and which program you receive. In June 2025, most Social Security retirement and disability payments go out on three Wednesdays: June 11, June 18, and June 25. SSI payments arrive on June 30 (the last business day of the month). If you receive both programs, you will see two separate deposits on their respective schedules.
The schedule is fixed by law and does not change month to month. Your payment date depends on your birth date, not on when you filed or how much you receive. The Social Security Administration (SSA) assigns you to one of three payment groups based on your birthday, and you stay in that group permanently.
If your regular payment date falls on a weekend or federal holiday, the SSA deposits your payment on the business day before. This occasionally shifts a payment earlier in the month, so it is worth checking your bank account a day or two ahead of the expected date if you are planning around it.
Key Takeaways
- Social Security retirement and disability payments in June 2025 arrive on June 11, June 18, or June 25, depending on your birth date.
- SSI payments arrive on June 30, 2025, which is the last business day of the month.
- Your payment date is determined by your birth date and does not change unless you switch programs or the SSA makes a correction to your record.
- If your payment date falls on a weekend or federal holiday, the SSA deposits your payment on the business day before instead.
- You can check your exact payment date by logging into your my Social Security account or calling the SSA at 1-800-772-1213.
How Social Security payment dates are assigned
The SSA divides Social Security beneficiaries into three groups based on birth date. If you were born on the 1st through the 10th of any month, you receive your payment on the second Wednesday of each month (June 11 in 2025). If you were born on the 11th through the 20th, your payment arrives on the third Wednesday (June 18). If you were born on the 21st through the 31st, your payment comes on the fourth Wednesday (June 25).
This system has been in place since 1997 and applies to all Social Security retirement, survivor, and disability beneficiaries. The only exceptions are people who were already receiving benefits before May 1997 — they receive payments on the 3rd of each month. If you are unsure which group you belong to, the SSA website and your my Social Security account both show your assigned payment date.
SSI payment dates and how they differ from Social Security
SSI is a needs-based program separate from Social Security, and it operates on its own schedule. All SSI payments arrive on the first of the month, or on the last business day of the month if the 1st falls on a weekend or holiday. In June 2025, that means SSI payments arrive on June 30 (Monday).
Unlike Social Security, SSI does not split beneficiaries into groups by birth date. Everyone on SSI receives their payment on the same day each month. If you receive both Social Security and SSI, you will see two deposits: one on your Social Security date (June 11, 18, or 25) and one on June 30 for SSI.
What to do if your payment does not arrive on the expected date
Payments sometimes arrive a day or two early if your bank processes deposits quickly, or they may appear slightly later depending on your financial institution. If your payment has not shown up by the end of the business day after your scheduled date, contact the SSA at 1-800-772-1213 to report it. Have your Social Security number and bank account information ready.
The SSA can tell you whether the payment was sent and trace it if it is delayed. If there is a problem with your account — such as a change in your address or banking details that was not processed correctly — the SSA can correct it and reissue the payment. Do not assume the payment is lost until you have confirmed the status with the SSA directly.
How to find your specific payment date
The fastest way to find your payment date is to log into your my Social Security account at ssa.gov. Once you are signed in, your payment date appears on the main dashboard under "Payment Information." You can also view your payment history and see when past payments were deposited.
If you do not have a my Social Security account, you can create one for free at ssa.gov. You will need your Social Security number, email address, and a way to verify your identity (usually a phone number or address on file). If you prefer not to use the website, you can call the SSA at 1-800-772-1213 and ask a representative to confirm your payment date over the phone.
Changes that might affect your June 2025 payment
Your payment date can change if you switch from one program to another — for example, if you move from SSI to Social Security retirement benefits. It can also change if the SSA corrects an error in your birth date on your record. In both cases, the SSA will notify you in writing before the change takes effect.
A change in the amount you receive does not change your payment date. If you receive a cost-of-living adjustment (COLA) or if your benefit amount is recalculated for any reason, the new amount will arrive on your regular scheduled date. Similarly, taxes withheld from your payment or changes to your direct deposit account do not affect when the payment is sent.
Direct deposit and payment timing
Social Security and SSI payments are sent by direct deposit only — the SSA no longer issues paper checks. Your payment is deposited into the bank account you have on file with the SSA. If you have not yet set up direct deposit, you can do so through your my Social Security account or by calling 1-800-772-1213.
The time it takes for a deposit to appear in your account depends on your bank, not on the SSA. Most banks show the deposit within one business day of the SSA sending it, but some may take longer. If your bank is slow to process deposits, your payment may not show up until the day after the scheduled date, even though the SSA sent it on time.
Frequently Asked Questions
What if my birthday is on the 1st and I also receive SSI?
You will receive your Social Security payment on June 11 (the second Wednesday, since you were born on the 1st through 10th) and your SSI payment on June 30. The two payments arrive on different dates and go into the same bank account unless you have set up separate accounts.
Can I change my payment date?
No, your payment date is determined by your birth date and cannot be changed. The SSA assigns you to a group when you first become a beneficiary, and you remain in that group for as long as you receive benefits. The only exception is if the SSA corrects an error in your birth date on your record.
Will my payment arrive early if I have direct deposit?
The SSA sends all payments on the same schedule regardless of whether you have direct deposit. Direct deposit does not speed up the payment date — it only determines how the payment reaches you. Your bank may show the deposit a day or two early if it processes incoming transfers quickly, but the SSA sends it on your assigned date.
What happens if June 30 is not a business day?
June 30, 2025 is a Monday, so SSI payments will arrive on that date. If the 1st of the month falls on a weekend or federal holiday in other months, the SSA automatically deposits SSI payments on the last business day before the 1st instead.
How do I update my bank account information before June?
You can update your direct deposit account through your my Social Security account or by calling 1-800-772-1213. Changes usually take effect within one to two weeks, so update your information as soon as possible if you are switching banks. The SSA will send your June payment to whichever account is on file at the time the payment is processed.