SSI payments in June 2025 arrive on specific dates based on your birth date

Supplemental Security Income (SSI) payments in June 2025 follow the Social Security Administration's standard schedule. Most recipients receive payments on the second, third, or fourth Wednesday of each month, depending on when they were born. The exact date your payment arrives depends on your birth date, not on when you applied or which state you live in.

If your birth date falls between the 1st and 10th of any month, your payment comes on the second Wednesday. Birth dates between the 11th and 20th receive payments on the third Wednesday. Birth dates between the 21st and 31st receive payments on the fourth Wednesday. In June 2025, these dates are June 11, June 18, and June 25.

The Social Security Administration assigns these staggered payment dates to spread the volume of payments across the month. This system has been in place for decades and does not change year to year, though the specific calendar dates shift because they are tied to Wednesdays.

Key Takeaways

  • SSI payments arrive on the second, third, or fourth Wednesday of June 2025 depending on your birth date: June 11, June 18, or June 25.
  • Your payment date is determined by your birth date and remains the same every month unless the Social Security Administration makes a change to your case.
  • If you receive both SSI and Social Security retirement or disability benefits, you may have two separate payment dates.
  • Payments are deposited directly to your bank account, prepaid card, or other financial institution you have on file with Social Security.

How to find your specific June 2025 payment date

The fastest way to confirm your exact payment date is to log into your Social Security account at ssa.gov. Once you sign in, your payment schedule appears in the "Benefit Verification" section. You can also view your payment history and see when deposits have been made to your account.

If you do not have an online account, you can call the Social Security Administration at 1-800-772-1213. A representative can tell you your payment date over the phone. Have your Social Security number ready when you call. The phone line is open Monday through Friday from 7 a.m. to 7 p.m. Eastern time.

You can also visit a local Social Security office in person. Bring a photo ID and your Social Security card or a document that shows your number. Office hours vary by location, so call ahead to confirm when your nearest office is open.

What happens if June 11, 18, or 25 falls on a holiday

If your regular payment date falls on a federal holiday, the Social Security Administration deposits your payment on the business day before the holiday instead. This means your payment arrives earlier than usual. Federal holidays that might affect June payments are rare, since June has no major federal holidays, but this rule applies year-round.

The Social Security Administration observes the same federal holidays as other government agencies: New Year's Day, Birthday of Martin Luther King Jr., Presidents' Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving, and Christmas.

Direct deposit is the only way to receive SSI payments

All SSI payments are sent by direct deposit to a bank account, credit union account, or prepaid card that you have registered with the Social Security Administration. The agency stopped mailing paper checks for SSI in 2013. If you do not have a bank account, you can open one at most banks or credit unions, or you can use a prepaid card designed for government benefits.

To change where your payment is deposited, log into your Social Security account online or call 1-800-772-1213. You will need your routing number and account number from your bank or financial institution. Changes typically take one to two months to process, so your next payment may still go to your old account.

Tracking your payment if it does not arrive on time

Payments usually arrive in your account by 9 a.m. on your scheduled payment date, though the exact time depends on your bank. If your payment does not appear by the end of the business day on your payment date, check your Social Security account online to confirm the payment was sent. The account shows the date and amount of each deposit.

If the Social Security Administration shows the payment was sent but your bank has not received it, contact your bank's customer service line. Delays can happen during bank processing, especially if you recently changed your account information. If your bank confirms they have not received the payment, call the Social Security Administration at 1-800-772-1213 to report the missing payment and request a replacement.

Changes to your SSI that might affect your June payment

If your SSI case has been reviewed, reduced, or stopped, the Social Security Administration sends a notice in the mail before the change takes effect. Read these notices carefully, as they explain what changed and when the change begins. If your June payment is different from previous months, check your mail for a notice or log into your account to see if a change was made.

Common reasons for payment changes include: a change in your living situation, a change in your income or resources, a change in your medical condition, or a scheduled cost-of-living adjustment (COLA). The COLA adjustment happens once per year in December and affects all payments starting in January of the following year, so June payments do not include a COLA increase.

Frequently Asked Questions

What time of day does my SSI payment arrive on June 11, 18, or 25?

Payments are typically deposited by 9 a.m., but the exact time depends on your bank's processing schedule. Some banks make funds available when ready; others may take a few hours. Contact your bank if you do not see the deposit by the end of the business day.

Can I change my payment date if June 11, 18, or 25 does not work for me?

No. Your payment date is set by your birth date and cannot be changed. However, you can change which account the payment goes to, so you could arrange for the funds to be transferred to a different account after they arrive.

Will my June payment include a cost-of-living adjustment?

No. The annual COLA adjustment takes effect in January each year and affects all payments from January forward. June payments reflect the same rate as May unless a separate change to your case occurred.

What if I receive both SSI and Social Security retirement or disability benefits?

SSI and Social Security retirement or disability payments are separate and may arrive on different dates. Your Social Security payment date is based on your birth date under a different schedule. Check your account or call Social Security to confirm both dates.

Can I receive my SSI payment by check or mail instead of direct deposit?

No. Direct deposit is the only payment method for SSI. If you do not have a bank account, you can open one at a bank or credit union, or use a prepaid card designed for government benefits.