How to pay your Movement Mortgage loan
Movement Mortgage offers several ways to send your monthly payment: online through your account portal, by phone, by mail, or through automatic bank transfers. The fastest and most common method is logging into your Movement Mortgage account online and paying directly from there. You can also set up autopay so the payment leaves your bank account on the same date each month without you having to do anything.
Before you make your first payment, you should receive loan documents that show your loan number, the payment amount, and the due date. Keep these handy when you pay. If you haven't received them or can't find them, you can contact Movement Mortgage directly to confirm the correct amount and where to send it.
Key Takeaways
- You can pay online through your Movement Mortgage account portal, by phone, by mail, or by setting up automatic payments from your bank.
- Online payments and autopay are the fastest methods and reduce the risk of late payments.
- Your loan documents show your loan number, payment amount, and due date — you will need these to pay by phone or mail.
- Late payments can result in fees and damage to your credit score, so paying on time matters even if you are short on funds that month.
Paying online through your Movement Mortgage account
Log into your Movement Mortgage account on their website or mobile app using your username and password. If you don't have an account yet, you can create one by visiting Movement Mortgage's login page and selecting the option to register. You will need your loan number and some personal information to set up your account.
Once you are logged in, look for a "Make a Payment" or "Pay Now" button — the exact wording may vary depending on whether you are using the website or app. Click it and enter the amount you want to pay. Movement Mortgage will show you the due date and the current balance so you can see exactly what you owe. Review the details, confirm the payment, and you should receive a confirmation number right away.
Online payments typically process within one to two business days. If your payment is due soon, pay a few days early to make sure it arrives on time. Movement Mortgage's system will tell you the important date for same-day processing if you are paying close to the due date.
Setting up automatic payments from your bank
Autopay removes the need to remember your due date each month. Log into your Movement Mortgage account, find the autopay or automatic payment section, and enter your bank account number and routing number. You will choose the date each month when the payment should be withdrawn — many borrowers pick the date they get paid so the money is there when it leaves.
Once autopay is set up, the same amount will be deducted from your bank account on that date every month until you cancel it. If your loan balance changes — for example, if you make extra payments or your escrow amount adjusts — Movement Mortgage will update the autopay amount automatically. You can log in anytime to confirm the amount that will be deducted next.
Autopay is the safest way to avoid late payments because you do not have to think about it. If you are worried about overdrawing your account, check your bank balance before the payment date or set a phone reminder a few days before.
Paying by phone
Call Movement Mortgage's customer service line to pay by phone. You will need your loan number and the bank account or credit card you want to charge the payment to. A representative will confirm the amount due, the payment date, and process the transaction while you are on the phone.
Phone payments are useful if you have questions about your account or want to confirm the exact amount before paying. However, they take longer than online payments because you have to wait for a representative to be available. If you are calling close to your due date, ask the representative when the payment will be processed so you know it will arrive on time.
Paying by mail
You can send a check or money order by mail to the address shown on your loan documents or monthly statement. Write your loan number on the check or money order so Movement Mortgage knows which account to credit. Mail payments take longer to process — typically five to seven business days — so send your payment at least a week before the due date to avoid a late fee.
Keep a copy of the check or a photo of the money order for your records. If you are mailing a payment and worried it might not arrive on time, consider using online payment or calling to pay by phone instead. Mailing is the slowest option and the hardest to track.
What happens if you miss a payment
If your payment is not received by the due date, Movement Mortgage will charge a late fee. The amount of the fee depends on your loan agreement, but it is typically a percentage of your monthly payment. Late fees add to what you owe and do not go toward your principal balance.
A late payment also gets reported to credit bureaus, which can lower your credit score. If you know you will be late, contact Movement Mortgage as soon as possible to discuss your options. Some lenders offer forbearance or payment plans for borrowers facing temporary hardship. The sooner you call, the more options you may have.
Paying extra toward your loan
You can pay more than your required monthly payment anytime, and the extra amount goes directly toward your principal balance. This reduces the total interest you pay over the life of the loan and can shorten your loan term. When you pay online or by phone, you can specify an extra amount, or you can straightforward send more than the required payment and note in your check that the extra should go to principal.
Some borrowers make one extra payment per year, while others add a small amount to every monthly payment. Even an extra $50 or $100 per month can save thousands in interest over 15 or 30 years. Check your loan documents to confirm there is no prepayment penalty — most mortgages do not have one, but it is worth verifying.
Frequently Asked Questions
Can I pay my Movement Mortgage with a credit card?
Most mortgage lenders, including Movement Mortgage, do not accept credit card payments directly because credit card companies charge processing fees that would make the transaction expensive for the lender. You can pay with a debit card or bank account through their online portal or by phone.
What time of day does my autopay payment process?
Autopay typically processes early in the morning on the date you selected, but the exact time varies. The payment should be deducted from your bank account by the end of that business day. If you want to know the precise timing, contact Movement Mortgage's customer service.
How do I change my payment due date?
Log into your account or call Movement Mortgage to request a due date change. Some lenders allow you to move your due date once per year at no cost. Changing your due date can help align your payment with when you get paid, making it easier to stay on schedule.
What if I want to pay off my entire loan early?
You can pay off the full remaining balance anytime. Contact Movement Mortgage to ask for a payoff quote, which shows the exact amount needed to close the loan as of a specific date. Pay by the date they give you to avoid additional interest charges. Confirm there is no prepayment penalty in your loan agreement first.
Do I need to pay property taxes and insurance separately?
If your loan includes an escrow account, your property taxes and homeowners insurance are bundled into your monthly payment, and Movement Mortgage pays those bills on your behalf. If you do not have an escrow account, you pay taxes and insurance directly to your county and insurance company. Your loan documents will tell you which setup you have.