You can pay your Rent-A-Center account through their website, mobile app, or by phone — each method takes a few minutes and posts to your account the same day or next business day.
Rent-A-Center lets you make payments without visiting a store. The most common routes are their website (rentacenter.com), their mobile app, or calling their payment line. You'll need your account number, which appears on your rental agreement or any bill they've sent you. Payment posts when ready for online and app payments, though it may take until the next business day to show in your account balance.
If you're behind on a payment or want to set up automatic payments so you don't miss a due date, those options are also available through the same channels. This guide walks you through each method and what to expect.
Key Takeaways
- Online and app payments post the same day, while phone payments may take until the next business day to appear in your account.
- You'll need your account number and a payment method (debit card, credit card, or bank account) to pay online or through the app.
- Automatic payments can be set up through the website or app to may support your payment goes through on your due date each month.
- If you're unable to pay the full amount, contact Rent-A-Center directly to discuss payment arrangements or deferment options.
Paying through the Rent-A-Center Website
Go to rentacenter.com and look for the "Pay Now" or "Make a Payment" button, usually located on the homepage. Click it and you'll be asked to enter your account number. Your account number is printed on your rental agreement and on any statement or bill Rent-A-Center has mailed to you.
After you enter your account number, the site will show your current balance and due date. You can then choose how much to pay — the full amount due, a partial payment, or an amount of your choice. Select your payment method: debit card, credit card, or bank account (checking or savings). Enter the card or bank details, review the transaction, and submit. The payment posts when ready, though it may take a few hours to show in your online account.
Keep your confirmation number, which appears on screen after payment. You can also request that Rent-A-Center email you a receipt.
Paying through the Rent-A-Center Mobile App
read the Rent-A-Center app from the Apple App Store or Google Play. Open the app and log in with your account number and PIN, or create an account if you haven't already. Tap "Make a Payment" or the payment icon.
The app works the same way as the website: enter how much you want to pay, select your payment method, and confirm. App payments also post the same day. The app lets you see your payment history, your due date, and any late fees or charges at a glance, which can be helpful if you want to check your balance before paying.
Paying by Phone
Call Rent-A-Center's payment line at 1-800-RENTACENTER (1-800-736-8223). Have your account number ready. A representative will ask you how much you want to pay and will take your payment information over the phone — either a debit card, credit card, or bank account details.
Phone payments may take until the next business day to post to your account, so if your payment is due today, paying by phone might not prevent a late fee. Online or app payments are faster for that reason. You'll receive a confirmation number by phone and can ask the representative to email or mail you a receipt.
Setting Up Automatic Payments
If you want your payment to go through automatically each month on your due date, you can set this up through the website or app. On the website, look for "Manage Automatic Payments" or "AutoPay" in your account settings. On the app, tap the menu and select "Automatic Payments."
You'll choose the payment amount (full due amount or a set amount each month), the payment method, and the date you want the payment to come out. Automatic payments must be set up at least a few days before your due date to may support they process on time. You can pause or cancel automatic payments anytime through the same menu.
Automatic payments are useful if you want to avoid late fees and don't want to remember to pay each month. However, make sure you have enough money in your account or available credit on the day the payment is scheduled.
What Payment Methods Rent-A-Center Accepts
Rent-A-Center takes debit cards, credit cards, and bank account payments (ACH transfers from checking or savings). They do not take cash, checks, or money orders online or through the app — those can only be paid at a physical store.
If you're paying with a bank account, have your routing number and account number ready. These appear at the bottom of your checks. Bank account payments typically have no fee, while credit card payments may carry a processing fee (the amount varies and Rent-A-Center will show it before you confirm).
If You Can't Pay the Full Amount
If you don't have enough to pay what's due, you have a few options. You can make a partial payment online or through the app — Rent-A-Center will accept less than the full amount, though you may be charged a late fee if the full amount isn't paid by the due date.
Contact Rent-A-Center directly by phone at 1-800-736-8223 or visit a store to discuss your situation. They may be able to work out a payment plan, defer a payment to a later date, or discuss other options depending on your account and rental agreement. Calling before your due date is better than waiting until after, as it shows you're trying to stay current.
Frequently Asked Questions
How long does it take for an online payment to show up in my account?
Online and app payments post the same day, usually within a few hours. Phone payments may take until the next business day. If you're paying close to your due date, use the website or app to make sure the payment posts in time.
Can I pay someone else's Rent-A-Center account?
You can make a payment if you have the account number, but Rent-A-Center may ask for verification that you're authorized to pay. Call them first at 1-800-736-8223 to confirm the account holder's permission and to make sure there are no restrictions on third-party payments.
What if I pay online but my payment doesn't go through?
If your payment fails, you'll see an error message on screen explaining why — usually a card issue, insufficient funds, or incorrect information. Fix the problem and try again. If the issue persists, call 1-800-736-8223 to pay by phone or troubleshoot with a representative.
Can I get a refund if I overpay?
If you pay more than you owe, the extra amount stays in your account as a credit toward your next payment. You can request a refund by contacting Rent-A-Center, though they may require you to use the credit first.
Is there a fee to pay online?
There's no fee to pay by debit card, bank account, or through automatic payments. Credit card payments may include a processing fee, which Rent-A-Center will show you before you confirm the payment.