What payment methods Planned Parenthood accepts
Planned Parenthood accepts cash, credit cards, debit cards, and checks at most locations. Some clinics also take payment plans that let you spread the cost over several months with little or no interest. The specific payment options available depend on which Planned Parenthood health center you visit, so calling ahead to confirm what they accept is the fastest way to know what to bring.
If you are paying by card, bring a valid photo ID. If you are paying by check, the clinic will ask for a second form of ID. Payment plans typically require you to complete an process on the spot, and approval usually takes a few minutes.
Key Takeaways
- Planned Parenthood accepts cash, cards, checks, and payment plans at most locations, though options vary by clinic.
- The cost of an abortion procedure varies by how far along the pregnancy is and what type of procedure you have, so ask for a price quote when you call to schedule.
- Many Planned Parenthood clinics offer payment plans with no interest or low interest, letting you pay over time instead of all at once.
- Some state and local funds, private foundations, and abortion funds can help pay for your procedure if cost is a barrier.
How abortion costs are calculated
The cost of an abortion depends on how far along your pregnancy is and which type of procedure you have. Early medication abortion (pills taken at home) typically costs less than a procedure done in a clinic. Procedures done later in pregnancy cost more than those done earlier. Planned Parenthood will give you a specific price once they know how far along you are, usually after an ultrasound.
The price you are quoted includes the procedure itself, but you should ask whether it covers the ultrasound, lab work, and follow-up visits. Some clinics bundle these into one price; others charge separately. Asking for an itemized breakdown helps you understand what you are paying for and whether a payment plan makes sense for your situation.
Payment plans and financing options
Many Planned Parenthood health centers offer payment plans that let you pay part of the cost upfront and the rest in monthly installments. These plans often have no interest or a low interest rate. To set up a payment plan, you will need to complete a brief process at the clinic, usually on the day of your appointment or shortly before. The clinic will tell you the monthly amount and how many months you have to pay.
Some payment plans require a down payment before your procedure, while others let you start payments after. Ask the clinic what their specific terms are when you call to schedule. If a payment plan does not work for your budget, ask whether the clinic has other options or can refer you to outside funding sources.
Outside funding sources that may help
Several organizations beyond Planned Parenthood help people pay for abortion procedures. The National Abortion Federation Hotline (1-800-772-9100) can tell you about funds in your state and region. Abortion funds are nonprofit organizations that give money directly to people who need help paying for procedures; they typically work with clinics like Planned Parenthood and can sometimes send payment directly to the clinic on your behalf.
Some state and local governments have programs that cover abortion costs for people who meet income requirements, though these vary widely by location. Private foundations and community organizations in your area may also offer support. Calling the National Abortion Federation Hotline is the fastest way to find out what is available where you live and whether you meet the requirements.
What to do if you cannot afford the full cost
Tell the Planned Parenthood clinic staff that cost is a concern. Many clinics have sliding scale fees based on income, meaning you pay less if you earn less. You do not need to provide tax returns; the clinic will ask you questions about your household size and income and calculate a reduced fee on the spot. Sliding scale fees can significantly lower your out-of-pocket cost.
If sliding scale fees are still too high, ask the clinic whether they know of local abortion funds or other organizations that help with payment. Planned Parenthood staff often have relationships with these groups and can make referrals. You can also search for abortion funds online or call the National Abortion Federation Hotline to find organizations in your area.
Timing: when to pay and when procedures happen
Most Planned Parenthood clinics require at least partial payment before your procedure. Some ask for full payment at the time of your appointment; others accept a deposit and let you pay the rest through a payment plan afterward. A few clinics may work with you on payment timing if you are using an outside abortion fund, since the fund may need time to process and send money.
If you are using an abortion fund, contact them as soon as you know you need a procedure. Funds can sometimes move quickly, but processing takes at least a few days. The sooner you reach out, the sooner they can tell you how much they can help and how long it will take. Let Planned Parenthood know you are seeking outside funding so they understand your payment timeline.
Privacy and confidentiality in payment
Planned Parenthood keeps your payment information and medical records private. If you are paying by card or check, the charge will appear on your statement under the clinic's name, not with a description of the procedure. If you are concerned about someone else seeing your statement, you can pay in cash or ask the clinic about payment options that might be more discreet for your situation.
If you are using an abortion fund, that organization also keeps your information confidential. Funds do not share your details with government agencies or other organizations without your permission. Your privacy is protected whether you pay Planned Parenthood directly or through a fund.
Frequently Asked Questions
Can I pay for an abortion at Planned Parenthood with insurance?
Some insurance plans cover abortion procedures, though coverage varies by plan and state. Call your insurance company or check your plan documents to see whether abortion is covered. If it is, Planned Parenthood can bill your insurance directly. You may still owe a copay or deductible depending on your plan.
What if I need the procedure but do not have an appointment yet?
Call your nearest Planned Parenthood health center to schedule. Tell them cost is a concern so they can discuss payment options, sliding scale fees, and outside funding sources before your appointment. The sooner you schedule, the sooner you can start exploring payment options.
Do abortion funds really send money directly to the clinic?
Yes. Most abortion funds contact the clinic directly and arrange payment on your behalf. You typically do not handle the money yourself. The fund will tell you what to expect and what information the clinic needs from you. This process usually takes a few days to a week.
What happens if I start a payment plan and cannot make a payment?
Contact the clinic as soon as you know you will miss a payment. Many clinics work with people who run into financial hardship and may adjust your plan or connect you with additional resources. Ignoring a missed payment can result in collection action, so communicating early is important.
Can I use a payment plan if I am paying through an abortion fund?
This depends on the clinic and the fund. Some funds cover the full cost, so no payment plan is needed. Others cover part of the cost, and you may need a payment plan for the remainder. Ask both the clinic and the fund about how they can work together on your payment.