Social Security payment dates in June 2025

Social Security payments in June 2025 arrive on three different dates, depending on when you were born. The Social Security Administration (SSA) staggered payment dates so the system could process claims without overwhelming it all at once. Your payment date stays the same every month unless you change your birth date or the SSA makes an administrative change.

If you were born between the 1st and 10th of any month, your payment arrives on the second Wednesday of June — June 11, 2025. If you were born between the 11th and 20th, you receive payment on the third Wednesday — June 18, 2025. If you were born on the 21st or later, your payment arrives on the fourth Wednesday — June 25, 2025. These dates explore to retirement, survivor, and disability benefits paid by Social Security.

Supplemental Security Income (SSI) payments follow a different schedule. SSI recipients receive payments on the first of each month. In June 2025, that is June 1, which falls on a Sunday. When the first falls on a weekend or holiday, the SSA deposits the payment on the last business day before that date — in this case, Friday, May 30, 2025.

Key Takeaways

  • Social Security retirement, survivor, and disability payments arrive on one of three dates in June 2025 based on your birth date: June 11, June 18, or June 25.
  • Your payment date is determined by your birth date and remains the same each month unless you notify the SSA of a change.
  • Supplemental Security Income (SSI) payments arrive on May 30, 2025, because the regular June 1 payment date falls on a weekend.
  • Direct deposit remains the fastest and most reliable way to receive your payment, and the SSA no longer issues checks by default.

How to find your specific payment date

Your payment date depends only on your birth date, not on when you started receiving benefits or how much you receive. You can confirm your payment date by logging into your personal account on ssa.gov, calling the Social Security customer service line at 1-800-772-1213, or visiting your local Social Security office in person.

When you log into your account at ssa.gov, go to the "Benefits" section and look for "Payment Information." This page shows your current payment date and the amount you receive each month. If you have not created an account yet, you can set one up using your email address and a password. The SSA also sends a notice each December showing your payment amount for the coming year, which includes your payment date.

Direct deposit versus other payment methods

The SSA deposits Social Security payments directly into your bank account, credit union account, or prepaid debit card account. Direct deposit is now the only way to receive ongoing Social Security payments. The SSA stopped issuing paper checks in 2013, except in rare cases where direct deposit is not possible.

If you do not have a bank account, you can receive payments on a prepaid debit card issued by the SSA called the Direct Express card. You can also set up direct deposit to a different bank account if you want to move your payments. To change your payment method, log into your account at ssa.gov, call 1-800-772-1213, or visit a local Social Security office. Changes typically take one to two months to process.

What to do if your payment does not arrive on time

If your payment does not appear in your account by the end of the business day on your scheduled payment date, contact the SSA within three business days. Call 1-800-772-1213 or visit your local Social Security office. Have your Social Security number and bank account information ready.

Delays can happen for several reasons: your bank may be processing the deposit slowly, your account information may be incorrect, or there may be a system issue on the SSA's end. The SSA can check the status of your payment and tell you whether it was sent and when it should arrive. If the payment was sent but your bank has not received it, the SSA can work with your bank to locate it.

Changes to your payment in June 2025

Your Social Security payment amount may change in June if you recently turned 70 and delayed claiming benefits, if you returned to work and your earnings affected your benefit, or if you reported a life change to the SSA. The SSA processes most changes within one to two months, so a change reported in April or May might show up in your June payment.

If you turned 70 between January and May 2025, your delayed retirement credits (which increase your benefit by 8 percent per year) take effect in the month you turn 70. Your first increased payment arrives in the month after you turn 70. If you are still working and earn more than the annual limit set by Social Security, your benefit may be reduced. The 2025 earnings limit is $23,400 per year for people under full retirement age.

Taxes and other deductions from your payment

Your Social Security payment may be lower than your full benefit amount if you have taxes withheld, child support or spousal support obligations, or federal debts. You can choose to have federal income tax withheld from your Social Security payment by completing Form W-4V and sending it to the SSA. Without withholding, you may owe taxes when you file your tax return.

If you owe back taxes, student loan debt to the federal government, or child support, the SSA can withhold part of your payment to pay those debts. You will receive a notice explaining any withholding before it starts. You can contact the SSA to dispute a withholding or ask about payment plans for the debt.

Planning around your June payment

Knowing your payment date helps you plan your monthly budget and avoid overdraft fees. If you receive your payment on June 11 or June 18, you know when money will be in your account. If you have bills due before your payment date, you may need to adjust your spending or set aside money from your previous month's payment.

If you receive SSI, your payment arrives on May 30 instead of June 1 because of the weekend. Plan for that earlier date if you rely on the payment to cover expenses at the start of the month. Some banks and credit unions offer early direct deposit, which means the payment may appear in your account one or two business days before the official SSA payment date.

Frequently Asked Questions

What if my birthday is on June 1, 11, 18, or 25?

Your payment date is determined by the day of the month you were born, not the specific date. If you were born on June 1, you fall into the first group (born 1st to 10th) and receive payment on June 11. If you were born on June 11, 18, or 25, your payment date is the Wednesday of the week that corresponds to your birth date range.

Can I change my payment date?

No, your payment date is fixed based on your birth date and cannot be changed. The SSA uses birth dates to distribute payments evenly throughout the month. You can change your payment method (which bank account receives the money) but not the date the payment is sent.

Do I get paid twice if my payment date falls on a holiday?

No. If your scheduled payment date falls on a weekend or federal holiday, the SSA deposits your payment on the last business day before that date. You receive one payment, not two. The amount is the same as any other month.

How long does it take for direct deposit to show up in my account?

Direct deposit typically appears in your account on the official payment date or within one business day. Some banks and credit unions offer early direct deposit, which can make the payment available one or two days sooner. Contact your bank to ask if they offer this service.

What happens if I move or change banks before June?

Update your bank account information with the SSA before your June payment date. Log into your account at ssa.gov, call 1-800-772-1213, or visit a local Social Security office. Changes take one to two months to process, so update as soon as possible if you are switching banks.