Social Security payment dates in June depend on your birth date, not when you file or how much you receive

The Social Security Administration pays most beneficiaries on the same three dates each month: the 3rd, 10th, 17th, and 24th of the month. In June 2024, those dates fall on a Wednesday, Wednesday, Wednesday, and Wednesday respectively. Your specific payment date is determined by your birth date — not by your claim date, your benefit amount, or the type of benefit you receive.

If you were born between the 1st and 10th of any month, you receive your payment on the second Wednesday. If you were born between the 11th and 20th, you receive it on the third Wednesday. If you were born between the 21st and 31st, you receive it on the fourth Wednesday. Supplemental Security Income (SSI) recipients receive payments on the first of each month, which in June falls on a Saturday — the payment posts on Friday, May 31st.

Your payment arrives by direct deposit to your bank account, prepaid debit card, or paper check, depending on how you set up your account with Social Security. The date does not change month to month unless you change your birth date in the system, which you cannot do.

Key Takeaways

  • Social Security retirement, disability, and survivor benefits arrive on the 3rd, 10th, 17th, or 24th of each month based on your birth date, not your benefit type or amount.
  • Supplemental Security Income (SSI) arrives on the 1st of each month, or the last business day before if the 1st falls on a weekend.
  • Your payment date stays the same every month unless you change your birth date information with Social Security, which is not possible.
  • Payments arrive by direct deposit, prepaid debit card, or paper check depending on your account setup, and you can change your delivery method through your Social Security account.

How birth date determines your payment schedule

The Social Security Administration divides beneficiaries into three groups based on birth date to spread payment processing across the month. This system has been in place since 1997 and applies to all retirement, disability, and survivor beneficiaries — not just new claimants.

If your birth date falls between the 1st and 10th of your birth month, your payment arrives on the second Wednesday of each month. Between the 11th and 20th, you receive payment on the third Wednesday. Between the 21st and 31st, you receive it on the fourth Wednesday. For June 2024, this means payments on June 12th, June 19th, and June 26th for these three groups.

You cannot change your payment date by requesting a different one. The date is locked to your birth date in the Social Security system. If you believe your payment date is wrong, contact Social Security directly at 1-800-772-1213 to verify your birth date in their records.

SSI payments arrive on a different schedule

Supplemental Security Income (SSI) recipients receive payments on the 1st of each month, regardless of birth date. This is a separate program from Social Security retirement and disability benefits, with its own payment rules. In June, the 1st falls on a Saturday, so SSI payments post on Friday, May 31st.

SSI is a needs-based program for people age 65 and older, blind, or disabled with limited income and resources. The payment amount varies based on your living situation and income, but the payment date is always the 1st. If you receive both Social Security and SSI, you will have two separate payment dates each month.

How to receive your payment and change your delivery method

Social Security payments arrive through one of three methods: direct deposit to a bank account, a prepaid debit card issued by the Treasury Department, or a paper check mailed to your address. Direct deposit is the fastest and most find method — your payment arrives on the scheduled date without delay.

If you currently receive a paper check and want to switch to direct deposit, you can set this up through your my Social Security account online, by calling 1-800-772-1213, or by visiting a local Social Security office. The change typically takes one to two months to process, so your next few payments may still arrive by check. If you do not have a bank account, you can enroll in the Direct Express prepaid debit card program through the Treasury Department's website.

If your payment does not arrive on the expected date, check your bank account or card first — some banks post deposits one business day after Social Security sends them. If it has been more than one business day past your payment date, contact Social Security to report the missing payment.

What to do if your payment date seems wrong

If you believe you are receiving your payment on the wrong date, the first step is to verify your birth date in the Social Security system. Errors in your birth date are rare but do happen, especially if you were born outside the United States or if your records were entered manually decades ago.

Contact Social Security at 1-800-772-1213 with your Social Security number and birth date. A representative can confirm which payment group you are in and explain why your payment arrives when it does. If your birth date is incorrect in their system, they can correct it, though this may change your payment date starting the following month.

If you are a new beneficiary and have not yet received your first payment, Social Security typically processes the first payment within one to two months of your claim being approved. Your first payment may arrive on a different date than your regular schedule while they process the initial claim.

Holidays and weekends affect when payments post

When your scheduled payment date falls on a weekend or federal holiday, Social Security advances your payment to the last business day before that date. For example, if the 3rd of the month is a Saturday, beneficiaries in that group receive their payment on Friday the 2nd instead.

This advance does not change your regular payment schedule — the following month, you return to your normal date. The advance only applies to that one month. Your bank may take one additional business day to post the payment to your account, so you might see it the next day even though Social Security sent it early.

Federal holidays that affect payment dates include New Year's Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas. If you are unsure whether a holiday will affect your June payment, check the Social Security website's payment schedule or call 1-800-772-1213.

Frequently Asked Questions

Can I change my payment date to a different day of the month?

No. Your payment date is determined by your birth date and cannot be changed. If you need your payment on a specific date for budgeting reasons, you can withdraw money from your bank account after it deposits, but Social Security will not move your regular payment date.

Why do some people get paid on different dates if they have the same benefit type?

Because the payment date is based on birth date, not benefit type. Two people receiving the same Social Security retirement benefit amount will have different payment dates if they were born in different parts of the month. This spreads the workload for Social Security and the banking system.

If I was born on the 20th, do I get paid on the 3rd, 10th, 17th, or 24th?

You get paid on the third Wednesday of each month. Birth dates from the 11th through the 20th fall into that group. In June 2024, that is June 19th.

What happens to my payment if I am out of the country in June?

Your payment still arrives on your scheduled date if you have direct deposit set up. If you receive a paper check, it will be mailed to the address on file with Social Security. Some countries restrict Social Security payments to U.S. residents, so contact Social Security before traveling if you receive benefits.

Do I get paid twice in a month if my payment date changes due to a holiday?

No. When a payment is advanced due to a holiday or weekend, it is still your one monthly payment — it just arrives early. You do not receive an extra payment that month.