State Farm's online payment options and where to find them
State Farm lets you pay your insurance bill through their website, mobile app, or by phone without mailing a check. You can pay a single bill, set up automatic payments, or make a one-time payment toward your account. The payment goes through when ready in most cases, and you get a confirmation number you can save or print.
To pay online, you log into your State Farm account at statefarm.com, go to the Billing section, and choose Pay Now. You can also read the State Farm mobile app for iPhone or Android and pay from there. If you prefer not to use the website or app, you can call 1-855-733-8378 to pay over the phone with a representative.
Key Takeaways
- State Farm's website and mobile app both let you pay your bill when ready without creating a new account if you already have one.
- You can set up automatic payments so your bill is paid on the same day each month, or make a one-time payment whenever you choose.
- Payment confirmation appears on screen right away, and State Farm sends a receipt to your email address on file.
- Payments made before your due date count as on-time; the due date is listed on your bill and in your online account.
Logging in and paying through the State Farm website
Go to statefarm.com and enter your username and password in the login box at the top of the page. If you do not have an online account yet, you can create one by clicking "Register" and following the steps — you will need your policy number and date of birth. Once you are logged in, look for "Billing" in the main menu or search for it using the search bar.
Click on the policy you want to pay for, then select "Pay Now" or "Make a Payment." You will see the amount due and the due date. Choose whether you want to pay the full amount, a partial amount, or a different amount. Enter your payment method — debit card, credit card, or bank account — and confirm the payment. State Farm shows your confirmation number on the screen; write it down or take a screenshot.
Using the State Farm mobile app to pay
read the State Farm app from the Apple App Store or Google Play Store. Open the app and log in with the same username and password you use on the website. Tap "Billing" at the bottom of the screen, then select the policy you want to pay.
Tap "Pay Now" and enter the amount you want to pay. Choose your payment method and review the details before you confirm. The app shows your confirmation number when the payment goes through. You can also set up automatic payments in the app by going to Billing, selecting your policy, and choosing "Autopay."
Setting up automatic payments
Automatic payments mean State Farm withdraws your bill amount from your bank account or charges your card on the same day each month, so you do not have to remember to pay. You set this up once, and it continues until you turn it off.
To set up autopay on the website, log in, go to Billing, select your policy, and click "Manage Autopay" or "Set Up Autopay." Choose the payment method and the day of the month you want the payment to come out. State Farm will send you a confirmation email. You can change or stop autopay at any time by going back to the same section and clicking "Edit" or "Cancel."
Payment methods State Farm accepts online
State Farm takes debit cards, credit cards, and bank account transfers online. If you pay by debit or credit card, the payment usually goes through the same day. If you pay from a bank account, it may take one to two business days to clear, depending on your bank.
Some credit card companies charge a fee for insurance payments made with a credit card, so check with your card issuer before you pay that way. State Farm itself does not charge a fee for online payments made with a debit card or bank account. If you want to pay by check, you can mail it to the address on your bill, but mailed payments take longer to reach State Farm and be recorded on your account.
What happens after you pay online
Your payment confirmation number appears on the screen as soon as you submit the payment. State Farm also sends a receipt email to the address on your account, usually within a few minutes. The payment shows up in your online account under "Payment History" or "Recent Transactions" within one business day.
If you paid before your due date, your bill is marked as on-time. If you set up autopay, State Farm sends you a reminder email a few days before each payment is scheduled. If there is a problem with your payment — for example, your card is declined — State Farm will contact you by phone or email at the number or address on file.
Paying a bill that is overdue or past due
If your payment is late, you can still pay online through the website or app. Your policy may be suspended if the payment is significantly overdue, but paying online will bring your account current. Check your bill or log into your account to see the current amount due and any late fees that may have been added.
If your policy has been cancelled for non-payment, you will need to contact State Farm directly by phone at 1-855-733-8378 to discuss reinstatement. A representative can tell you whether your policy can be reactivated and what steps are needed.
Frequently Asked Questions
How long does it take for an online payment to show up in my account?
Payments made with a debit card or credit card usually show up in your account within one business day. Payments from a bank account may take one to two business days, depending on your bank. Your confirmation number appears on screen when ready when you submit the payment.
Can I pay someone else's State Farm bill online?
No, you must log into the account holder's State Farm account to pay that bill. If you are not the account holder, ask them to log in and make the payment, or have them call State Farm at 1-855-733-8378 to authorize you as a payment contact.
What if my payment was rejected or declined?
State Farm will send you an email or call you to let you know the payment did not go through. Check that your card number, expiration date, and billing address are correct, then try again. If the problem continues, contact your bank or card issuer to make sure the card is active and has available funds.
Can I change my autopay date or amount?
Yes, log into your account, go to Billing, select your policy, and click "Manage Autopay" or "Edit Autopay." You can change the payment date, the amount, or the payment method. Changes take effect on your next scheduled payment date.
Is there a fee for paying online?
State Farm does not charge a fee for online payments made with a debit card or bank account. Credit card payments may be subject to a fee from your credit card company, not from State Farm. Check with your card issuer before you pay with a credit card.