Where to log in to your Target credit card account
You can log in to your Target credit card account through the Target website or the Target mobile app. Both routes take you to the same account dashboard where you can view your balance, make payments, and manage your card settings.
On the Target website, go to target.com and look for the account icon in the top right corner. Select "Sign in" and enter your email address and password. If you don't have a Target.com account yet, you'll need to create one first — this is separate from your credit card account, but Target links them together. Once you're signed in to your Target.com account, you can access your credit card details from the account menu.
In the Target app, tap the account icon at the bottom of the screen, then tap "Sign in" if you're not already logged in. Use the same email and password as your Target.com account. After signing in, your credit card information will appear in the account section.
Key Takeaways
- Log in through target.com or the Target mobile app using your Target.com account email and password.
- You must have a Target.com account to access your credit card account online, even if you only use the card in stores.
- Once logged in, you can view your balance, recent transactions, and payment due dates from your account dashboard.
- You can make a one-time payment or set up automatic payments directly from your account without calling customer service.
- If you forget your password, use the "Forgot password?" link on the sign-in page to reset it by email.
Making a payment after you log in
After you log in, navigate to the credit card section of your account. You'll see your current balance, minimum payment due, and the date your payment is due. Select the option to make a payment — the exact wording varies slightly between the website and app, but it's usually labeled "Make a Payment" or "Pay Now."
You'll be asked to choose a payment amount. You can pay your full balance, your minimum payment, or any amount in between. Enter the amount you want to pay and select your payment method. Target accepts payments from a bank account (checking or savings) or another credit card. If you pay from a bank account, the payment usually posts within one to two business days. If you pay with another credit card, it may post the same day but will be treated as a cash advance by that card's issuer.
After you confirm the payment, you'll see a confirmation number on screen. Write this down or take a screenshot — you'll need it if you ever need to dispute or track the payment later.
Setting up automatic payments
If you want your payment to happen without logging in each month, you can set up automatic payments from your account dashboard. Look for an option labeled "Automatic Payments," "Autopay," or "Recurring Payments" — the exact name depends on whether you're using the website or app.
You'll choose a payment date (usually between the 1st and 28th of each month) and a payment amount. Target offers several automatic payment options: you can pay your full statement balance each month, your minimum payment, or a fixed dollar amount you choose. Most people choose to pay the full balance to avoid interest charges. You'll need to provide a bank account for automatic payments — Target does not allow automatic payments from another credit card.
Once automatic payments are set up, you can change or cancel them at any time from the same menu. If you cancel, make sure you have another way to pay, or your payment will be late.
What to do if you can't log in
If you've forgotten your password, click "Forgot password?" on the Target sign-in page. Target will send a password reset link to the email address associated with your account. Check your email (including spam folders) and follow the link to create a new password. You should be able to log in within a few minutes.
If you don't remember the email address you used to create your Target.com account, or if you never created one, you'll need to contact Target's customer service. You can reach them by phone at the number on the back of your credit card. Have your card number and a form of ID ready. They can help you recover your account or create a new one if needed.
If you're having trouble logging in even after resetting your password, try clearing your browser's cache and cookies, then try again. If you're using the app, try uninstalling and reinstalling it. These steps often fix temporary login problems.
Viewing your statement and transaction history
Once you're logged in, your account dashboard shows your current balance and recent transactions. You can usually scroll through the last 30 to 90 days of activity without doing anything else. To see older transactions or read a full statement, look for a "Statements" or "Transaction History" section in your account menu.
Target typically keeps statements available online for at least 12 months. You can view them as a PDF or print them directly from your browser. If you need a statement from more than a year ago, contact Target's customer service — they may be able to send it to you, though there could be a fee.
Security and protecting your account
Your Target.com password should be unique — don't use the same password for your Target account that you use for email, banking, or other financial accounts. If someone gets your Target password, they could change your payment method or make unauthorized purchases.
Target offers optional two-factor authentication, which adds an extra security step when you log in from a new device. You'll receive a code by text or email that you must enter after typing your password. This makes it much harder for someone else to access your account, even if they know your password. You can turn on two-factor authentication in your account settings.
Never share your password with anyone, including Target employees. Target will never ask for your password by email or phone. If someone contacts you claiming to be from Target and asks for your password or card number, it's a scam — hang up or delete the message and contact Target directly using the number on your card.
Paying by phone or mail if you can't use online login
If you prefer not to log in online or if you're having technical problems, you can pay by phone. Call the number on the back of your Target credit card and follow the prompts to make a payment. You'll need your card number and a bank account or another payment method ready. Payments made by phone usually post within one to two business days.
You can also pay by mail. Send a check or money order to the address listed on your monthly statement. Write your account number on the check. Mail payments take longer to post — usually five to seven business days — so send your payment early if your due date is coming up soon. Never send cash by mail.
Frequently Asked Questions
Do I need a Target.com account to pay my credit card online?
Yes. Even if you only use your Target credit card in stores and never shop online, you need a Target.com account to access your card account on the website or app. Creating an account is free and takes a few minutes. You can create one at target.com without having to make a purchase.
How long does it take for an online payment to show up?
Payments made from a bank account usually post within one to two business days. Payments made with another credit card may post the same day, but that card will treat it as a cash advance. Payments made by phone or mail take longer — typically five to seven business days for mail and one to two days for phone payments.
Can I set up automatic payments with a credit card instead of a bank account?
No. Target only allows automatic payments from a checking or savings account. If you want to pay with a credit card, you'll need to log in and make a one-time payment each month, or call to pay by phone.
What if I see a payment on my account that I didn't make?
Log in to your account and review the transaction details. If you don't recognize it, contact Target's customer service using the number on the back of your card. They can help you dispute the charge and investigate whether it was unauthorized.
Can I change my payment due date?
Target does not allow you to change your statement due date through your online account. If you need a different due date, contact Target's customer service by phone. They may be able to adjust it depending on your account history and the reason for the request.