How to sign in to Target payment accounts
To log in to Target payment services, go to target.com and click "Sign In" in the top right corner. Enter your email address or phone number and your password. If you have a Target Circle account, use those same credentials — Target uses one login for both shopping and payment services.
If you have a Target RedCard (Target's branded credit or debit card), you can also manage that account through the same login. Once you're signed in, you can view payment history, update payment methods, and manage any active payment plans or financing options Target offers.
Target does not have a separate payment portal. All payment management happens through your main Target account after you sign in on the website or through the Target mobile app.
Key Takeaways
- Sign in at target.com using your email or phone number and password — the same credentials work for Target Circle and RedCard accounts.
- You can manage payments, view transaction history, and update payment methods once you're logged in.
- The Target mobile app uses the same login and lets you manage payments on your phone.
- If you forget your password, use the "Forgot Password" link on the sign-in page to reset it by email or text.
- Two-factor authentication is available in your account settings for added security.
What to do if you can't remember your password
Click "Forgot Password" on the Target sign-in page. Target will ask whether you want to reset your password by email or text message. Choose whichever method matches the contact information on your account, and Target will send you a link or code.
Click the link or enter the code on the reset page, then create a new password. Your new password must be at least 8 characters long. Once you've set it, you can sign in with your email or phone number and the new password.
If you don't receive the reset email or text within a few minutes, check your spam folder or wait a few minutes and request another code. If you still can't access your account, contact Target customer service through their website or call the number on the back of your RedCard.
Setting up two-factor authentication
Two-factor authentication adds a security layer by requiring a second verification step when you sign in from a new device or browser. After you enter your password, Target sends a code to your phone or email, and you must enter that code to complete sign-in.
To turn on two-factor authentication, sign in to your account and go to "Account Settings" or "Security Settings" (the exact name varies by whether you're on the website or app). Look for an option labeled "Two-Factor Authentication" or "2FA" and follow the prompts to choose whether you want codes sent by text or email.
Once it's on, you'll need to enter a verification code every time you sign in from a device Target doesn't recognize. You can mark a device as trusted so you won't need the code every single time you use that computer or phone.
Viewing your payment history and statements
After you sign in, look for "Account" or "My Account" in the top menu. From there, you should see options for "Orders," "Payments," or "Transaction History" — the exact label depends on which part of Target's site you're using.
Your payment history shows every purchase you've made, the payment method used, and the date. If you have a RedCard or an active payment plan, you'll also see those accounts listed separately with their own transaction records and due dates.
You can read or print statements from most accounts by looking for a read icon or "Print" option on the transaction page. Target typically keeps transaction history available for at least one year in your account.
Updating your payment method
Sign in and go to "Account Settings" or "Payment Methods." You'll see any credit cards, debit cards, or other payment methods currently saved to your account. To add a new card, click "Add Payment Method" and enter the card number, expiration date, and security code.
To remove an old card, find it in your payment methods list and click "Delete" or "Remove." Target will not let you delete the only payment method on file if you have an active payment plan or subscription, so you must add a new method first.
If you're updating the card on an existing RedCard account or payment plan, the change takes effect when ready for new transactions. Any payments already scheduled will still use the old method unless you manually change them.
Signing in on the Target mobile app
Open the Target app and tap "Account" at the bottom of the screen (on iPhone) or look for the account icon in the menu (on Android). Tap "Sign In" and enter your email or phone number and password — the same credentials you use on target.com.
The app stores your login so you won't have to sign in every time you open it, though you can sign out manually in your account settings if you're using a shared device. The app lets you view orders, manage payments, and update payment methods just like the website does.
If you have trouble signing in on the app, try signing out completely, closing the app, and signing back in. If that doesn't work, uninstall and reinstall the app — this often fixes login issues caused by outdated app data.
Troubleshooting common sign-in problems
If you see an error message saying your account is locked, it usually means Target detected unusual sign-in attempts. Click "Unlock Your Account" on the error page and follow the steps to verify your identity. You may need to answer security questions or confirm a code sent to your email or phone.
If you're getting a message that your password is incorrect but you're sure it's right, make sure Caps Lock is off and that you're not accidentally including extra spaces. Passwords are case-sensitive, so "Target123" is different from "target123."
If you keep getting an error even after resetting your password, try signing in on a different browser or device. Sometimes browser cache or cookies cause sign-in problems. You can also clear your browser's cache and cookies, then try again.
If none of these steps work, contact Target customer service. They can verify your identity and help you regain access to your account. Have your email address, phone number, or RedCard number ready when you call.
Frequently Asked Questions
Can I use my phone number instead of my email to sign in?
Yes. On the Target sign-in page, enter either your email address or the phone number associated with your account. Target accepts both. If you're not sure which phone number is on file, use your email instead.
What do I do if I don't have a Target Circle account yet?
You can create one during sign-in by clicking "Create Account" instead of "Sign In." You'll need an email address and a password. Target Circle is free and gives you access to deals and the ability to save payment methods for faster checkout.
Is it safe to save my payment method on Target's website?
Yes. Target uses encryption to protect saved payment information, and you can delete any saved card at any time from your account settings. If you're on a shared device, you can sign out after each use or turn on two-factor authentication for extra security.
Can I sign in to Target payments on a public computer?
You can, but it's safer to avoid it. If you must sign in on a public computer, make sure to sign out completely when you're done — don't just close the browser. Consider using two-factor authentication for added protection, and change your password later from a private device.
What if I have both a Target.com account and a RedCard account?
They use the same login. When you sign in, you'll see both your shopping account and your RedCard account in one place. You can manage payments for either one from your account dashboard.