June 2025 Social Security payment dates

Social Security payments in June 2025 arrive on a schedule based on your birth date, not all on the same day. The Social Security Administration (SSA) splits payments across three Wednesdays to manage the volume of transfers. If you were born between the 1st and 10th of any month, your payment arrives on the second Wednesday. If you were born between the 11th and 20th, you receive it on the third Wednesday. If you were born on the 21st or later, your payment comes on the fourth Wednesday.

For June 2025, this means payments go out on June 11, June 18, and June 25. The exact date you receive the money depends on your birth date, not on how much you receive or how long you have been collecting. This schedule has been in place since 1997 and applies to all regular Social Security retirement and disability beneficiaries.

If you have not yet set up direct deposit, your payment may arrive by mail as a paper check, which takes longer than electronic transfer. Direct deposit is the fastest and most reliable way to receive your payment, and you can set it up through your bank or through the SSA's website.

June 2025 SSI payment dates

Supplemental Security Income (SSI) follows a different schedule than regular Social Security. SSI payments are sent on the first day of each month, or the first business day if the 1st falls on a weekend or holiday. In June 2025, SSI payments arrive on June 2, which is a Monday.

SSI is a needs-based program for people with low income and limited resources who are 65 or older, blind, or disabled. Because it is based on financial need rather than work history, the payment date does not vary by birth date the way Social Security does. Everyone on SSI receives their payment on the same day each month.

Like Social Security, SSI payments arrive fastest through direct deposit. If you receive SSI and have not set up direct deposit, contact your local SSA office or visit ssa.gov to arrange it.

Key Takeaways

  • Social Security payments in June 2025 arrive on June 11, 18, or 25 depending on whether you were born in the first, second, or third third of the month.
  • SSI payments arrive on June 2, 2025, the first business day of the month, and the same date applies to all SSI recipients.
  • Direct deposit is the fastest way to receive either payment and reduces the risk of lost or stolen checks.
  • If your payment does not arrive on the expected date, contact the SSA at 1-800-772-1213 to report the delay.

How to check your payment date

You can confirm your specific payment date by logging into your personal my Social Security account at ssa.gov. Once you are signed in, select "Benefit Verification" and look for your payment schedule. Your account will show all upcoming payment dates for the next several months.

If you do not have a my Social Security account, you can create one for free on the SSA website. You will need your Social Security number, email address, and a way to verify your identity. Creating an account takes about 10 minutes and gives you access to your payment history, earnings record, and benefit statements.

You can also call the SSA at 1-800-772-1213 (TTY 1-800-325-0778) to ask about your payment date. Have your Social Security number ready when you call. Wait times are usually shorter early in the morning or later in the week.

What to do if your payment is late

If your payment does not arrive by the end of the business day on your scheduled date, first check your bank account to make sure it has not posted yet. Some banks process deposits overnight, so a payment that arrives after business hours may not show until the next morning.

If a full business day has passed and the payment has not arrived, contact the SSA. Call 1-800-772-1213 and tell them your payment date and the amount you were expecting. The SSA can check whether the payment was sent and, if it was, whether there was a problem with your bank's receipt of it.

If the SSA confirms the payment was sent but your bank did not receive it, the SSA can issue a replacement payment. This usually takes 5 to 7 business days. In the meantime, ask your bank whether there is a hold on the deposit or whether the payment was rejected for any reason.

Direct deposit setup and changes

To set up or change your direct deposit information, log into your my Social Security account and select "Change Direct Deposit Information." You will need your bank's routing number and your account number. You can find both on a check from your account, or call your bank to ask.

Changes to your direct deposit take effect within one to two business days. If you change your direct deposit information close to your payment date, your payment may go to your old account instead. Plan changes at least three business days before your scheduled payment date to avoid this.

If you do not have a bank account, you can receive your payment on a prepaid debit card issued by the SSA. This card works like a regular debit card and lets you withdraw cash at ATMs and make purchases. To request a card, call 1-800-772-1213.

Frequently Asked Questions

What if I was born on the 10th or 20th — which payment date do I get?

If you were born on the 10th, you fall into the first group and receive your payment on the second Wednesday (June 11 in 2025). If you were born on the 20th, you are in the second group and receive it on the third Wednesday (June 18). The SSA counts the 10th as part of the first group and the 20th as part of the second group.

Can I change when my Social Security payment arrives?

No. Your payment date is set by your birth date and cannot be changed. The SSA uses this system to spread payments across the month. If you need money before your scheduled date, you may be able to borrow against your benefit through some banks or credit unions, though this typically comes with fees.

Do I get both a Social Security payment and an SSI payment in June?

Some people receive both, but the payments are separate and arrive on different dates. Your Social Security payment arrives on your birth-date-based Wednesday, and your SSI payment arrives on June 2. If you receive both, you will see two deposits in your account during June.

What happens if a payment date falls on a holiday?

Social Security payments are not delayed for holidays. If your scheduled Wednesday falls on a federal holiday, your payment still arrives on that Wednesday. SSI payments, however, arrive on the first business day of the month, so if June 1 is a Sunday or Monday holiday, SSI payments arrive on the next business day.

How do I report a missing or stolen payment?

Call the SSA at 1-800-772-1213 when ready and report the missing payment. Have your Social Security number and the date you expected to receive it. The SSA can check whether the payment was sent and issue a replacement if needed. If you believe your payment was stolen, you may also want to file a report with your bank and local police.