June Social Security payment dates depend on your birth date, not when you file

Social Security does not send all payments on the same day. The Social Security Administration (SSA) splits payments into three groups based on when you were born. If you were born between the 1st and 10th of any month, your June payment arrives on the second Wednesday of June. If you were born between the 11th and 20th, you receive it on the third Wednesday. If you were born between the 21st and 31st, your payment comes on the fourth Wednesday. This schedule applies every month, so once you know which Wednesday group you fall into, that is your regular payment day.

The only exceptions are Supplemental Security Income (SSI) recipients, who receive payments on the first of each month, and people who started receiving benefits before May 1997, who get paid on the third of each month. If June 3rd or June 1st falls on a weekend or holiday, SSA sends the payment the business day before.

Key Takeaways

  • Your June payment date is determined by your birth date: the 1st–10th gets the second Wednesday, the 11th–20th gets the third Wednesday, and the 21st–31st gets the fourth Wednesday.
  • SSI recipients and those who began benefits before May 1997 follow different schedules and should check their notices for their specific date.
  • Payments arrive by direct deposit to your bank account or by debit card if you do not have a bank account.
  • You can confirm your exact June payment date by logging into my Social Security at ssa.gov or calling 1-800-772-1213.

How to find your specific June payment date

The fastest way to find your exact payment date is to log into your my Social Security account at ssa.gov. Once you sign in, your payment schedule appears under "Benefits" in the left menu. You will see all upcoming payment dates listed there. If you do not have an online account, you can create one in about 15 minutes using your Social Security number, email address, and a phone number.

If you prefer not to use the online portal, you can call the Social Security Administration at 1-800-772-1213 and speak with a representative. They can tell you your payment date over the phone. You can also check the paper notice SSA sent you when you first started receiving benefits — it lists which Wednesday group you belong to.

What happens if your June payment is delayed

Delays are rare, but they do happen. If your payment does not arrive by the end of the business day on your scheduled date, first check your bank account to make sure the deposit did not go to a different account. Banks sometimes take an extra day to post direct deposits, especially if you changed banks recently.

If the payment still has not arrived after two business days, contact SSA at 1-800-772-1213. Have your Social Security number and bank account information ready. SSA can check whether the payment was sent and, if it was, whether your bank received it. If the payment was never sent, SSA can investigate why and reissue it. Do not assume the payment is lost — most delays resolve within a few days.

Direct deposit and payment methods for June

Social Security requires all new beneficiaries to receive payments by direct deposit. If you started benefits after May 2011, your payment goes straight to your bank account. If you receive benefits through a debit card issued by SSA (the Direct Express card), your June payment deposits to that card on your scheduled date.

If you started benefits before May 2011 and still receive a paper check, SSA has been encouraging you to switch to direct deposit for years. Paper checks take longer to arrive and can be lost or stolen. You can set up direct deposit by logging into my Social Security, calling 1-800-772-1213, or visiting your local Social Security office. The switch usually takes one or two payment cycles to take effect.

How June payments work if you turned 62 this year

If you turned 62 between January and May of this year and applied for retirement benefits, your first payment may arrive in June. Social Security typically processes new applications within two to three months. Your first payment covers benefits from the month you turned 62 (or the month you filed, whichever is later). This first payment is often smaller than future payments because it covers only part of a month.

Your payment date in June depends on your birth date, just like everyone else's. If you have not yet received a notice from SSA confirming your benefit amount and payment date, check your my Social Security account or call 1-800-772-1213 to confirm your process was received and processed.

Changes to your June payment amount

Your June payment should match your May payment unless something changed. Common reasons for a change include a cost-of-living adjustment (which happens once per year, usually in January), a change in your work income if you are still employed, or a change in your Medicare premiums. If your June payment is significantly different from your May payment and you did not expect a change, contact SSA to ask why.

If you are still working and earning above the earnings limit, SSA may withhold part of your benefit. In 2024, if you are under full retirement age for the entire year, SSA withholds $1 for every $2 you earn above $23,400. The limit and withholding rate change each year, so check your notice or call SSA if you are unsure whether your work income affects your payment.

Frequently Asked Questions

Can I change my Social Security payment date?

No. Your payment date is fixed based on your birth date and cannot be changed. However, you can change the bank account or debit card where the payment is deposited by updating your information in my Social Security or by calling 1-800-772-1213.

What if I was born on the 31st but some months don't have 31 days?

You are in the third Wednesday group (21st–31st), so you receive your payment on the fourth Wednesday of every month, including June. SSA uses your birth date to assign you to a group, not the actual date of the month.

Do I get paid twice if June 1st is a holiday?

No. If your regular payment date falls on a weekend or federal holiday, SSA sends your payment the business day before. You receive one payment, not two. Your next payment arrives on your regular date in July.

Why did my June payment arrive early or late compared to last year?

The calendar changes every year, so the actual date of the second, third, or fourth Wednesday shifts. Your birth date group stays the same, but the calendar date of that Wednesday is different. For example, the second Wednesday in June 2024 is June 12, but in June 2025 it is June 11.

How do I report a missing June payment to Social Security?

Call 1-800-772-1213 within two business days of your scheduled payment date. Have your Social Security number and bank account information ready. SSA will confirm whether the payment was sent and investigate if it did not arrive. Do not wait more than a few days to report it.